# 1 Automatic Saving For DP
This is a step that some people may have heard of. Don’t get bored.
According to many studies, the main difficulty of owning a home is save money for a house not having the funds to pay down payments which are a prerequisite for mortgage loans. Meanwhile, it is almost impossible to take the house if it is not through credit to the bank.
Therefore, like it or not, down payment must be collected if you want to own a house. How do I collect DP?
The most basic step is to save from income. However, many cannot manage their finances properly, making it difficult to collect down payments.
According to the Acorns survey (2015), we quote from the Post, that nearly half of young people spend more of their money hanging out at coffee shops than saving for retirement.
The most effective way is to save when you receive a salary. Do not delay until the end of the month, but when the salary enters the account, immediately set aside for a down payment.
One of them is that they can take advantage of the Mutual Fund Auto-Invest feature, which is to automatically …
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